The Commercial Payments Bill cleared House of Lords report stage on 15 September 2026 with its 60-day payment cap intact. Here’s what that means for SME cash flow and invoice finance while implementation remains 18 months away.
The Bank of England says UK credit supply exceeds demand, but lenders still prefer larger clients. We examine what this means for invoice discounting, asset finance and SME borrowing choices.
UK business owners often ask: what are the best invoice finance rates available today? Whether you’re comparing independents or looking at bank invoice financing rates, costs vary by turnover, sector, invoice size and whether you choose factoring or discounting. This guide explains how fees work, what’s typical in the UK market, and how to compare…