Tag: business loans
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ONS data shows UK business concern about energy and fuel prices reached the highest levels recorded in the current survey series. We examine what the figures do—and do not—mean for working-capital planning.
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Bank of England data shows SME borrowing growth reached 4.6% in August 2026 while the effective rate on new SME bank loans rose to 6.63%.
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Gross lending to UK small and medium-sized businesses reached £5.35 billion in the second quarter of 2026, its highest quarterly level since the pandemic. However, heavier use of overdraft facilities and a fall in applications during the quarter suggest that the headline increase does not tell a simple story of rising confidence. The figures were…
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The Bank of England says UK credit supply exceeds demand, but lenders still prefer larger clients. We examine what this means for invoice discounting, asset finance and SME borrowing choices.
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The Bank of England held Bank Rate at 3.75% in September 2026. We examine what the decision could mean for business loans, invoice finance, asset finance and SME cash-flow planning.